National Preparedness Month and Tips Getting You Ready

September is National Preparedness Month. The Federal Emergency Maintenance Association (FEMA) coordinate over 30,000 members and 2,000 events around the United States to help people know what it means to be prepared for any emergency.  This Preparedness Community is a collaborative community where others share support and information in an effort to understand emergency preparedness. While this group also announces over 2,000 events nationwide that helps others become educated about hurricanes, earthquakes, tornados, forest fires, house fires, and so much more.

Getting prepared about challenging situations that could put your family and homes at risk could be the difference between actual life or death. National Preparedness Month is designed to avoid tragic situations.

Online Communication

First make sure you have tools available to you to alert you about weather conditions, a number of sites can help you with these efforts. Following resources on Twitter is also a great way to stay connected with real time information.  @FEMA @WeatherChannel @RedCross

FEMA developed this app to help you know how to be prepared if disaster strikes. Know where to take shelter if disaster strikes.

The Whole Family

Being prepared means preparing your whole family. Events are happening in your local area to educate you and your children about emergencies. In addition, making sure your family has all the important telephone numbers enables everyone to understand where each might be when something unexpected happens. Your children’s schools and your offices should also have plans. So make sure you sit down with the appropriate administrator of these plans to educate the members of your family.

Pets

Keeping your pets calm during a disaster situation can be difficult. If need be, make sure you have the appropriate food and name tags for your pets. You need to remember to take them with you. Pets cannot survive on their own if they are left behind. Here are videos and brochures to help you establish an emergency plan to include your pets.

Disabled Individuals

If you or a loved one or friend have some disabilities that require extra needs, make sure you prepare your equipment for a disaster situation. Your family member may use items like electronic wheelchairs. If this is the case, make sure you have them charged. This is in case the power is lost. Another option is to equip your home with a back up generator. If you have specific medications you require, make sure you have a supply on hand. This supply should last you 3 – 5 days.

Make a Kit

Make a kit of some of the most basic elements. Items like flashlights with working batteries, charged cell phones, first aid kits, water, and 3 days worth of food. Also add medications, blankets and potentially weather proof jackets. Having a kit organized helps in case you are both stuck in your home for and extended period of time. This kit can also help if you are not able to get to your home.

In the last 10 years, US citizens have been taking emergencies seriously. May citizens have been securing emergency plans all over the nation. Here are some statistics on who is actually do more with Emergency Preparedness.

 

Posted by The KCM Crew

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Homeowners: Do You Know Your Home’s Value?

Home Value

The latest edition of CoreLogic’s Home Price Index shows that nationally, home prices have appreciated 6.7% over the last year and 0.9% month-over-month. The release of the report included this headline,

“National Home Prices Now 50% Above March 2011 Bottom”

The real estate market has come a long way since 2011, which is great news for homeowners!

Nearly 79% of homeowners with a mortgage in the US now have significant equity in their homes (defined as over 20%), according to the latest Equity Report. The challenge is that not every homeowner knows how much their home’s value has appreciated.

Homeowners in Denver, CO lead the way with 8.7% appreciation over the last year, while owners in Washington and Utah have experienced a 3% increase in values since the start of this year!

Nationally, CoreLogic forecasts that home values will increase another 5.0% by this time next year.

Bill Banfield, VP of Capital Markets at Quicken Loans, recently explained the importance of knowing the conditions in your area,

“With home values constantly changing, and the rates of change varying across the country, this is one more way to show how important it is for homeowners to stay aware of their local housing market.”

Bottom Line

Do you know what your house is worth? Have you stayed put because you are nervous you won’t have enough equity to buy your dream home? Let’s get together to perform an equity analysis and give you the freedom to achieve your dreams.

 

Click HERE to find out how much your home is worth today!

How Your Home’s Value Grows Your Family’s Wealth

Over the next five years, home prices are expected to appreciate 3.64% per year on average and to grow by 18.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

So, what does this mean for homeowners and their equity position?

As an example, let’s assume a young couple purchased and closed on a $250,000 home in January. If we look at only the projected increase in the price of that home, how much equity will they earn over the next 5 years?

Since the experts predict that home prices will increase by 5.0% this year alone, the young homeowners will have gained $12,500 in equity in just one year.

Over a five-year period, their equity will increase by nearly $49,000! This figure does not even take into account their monthly principal mortgage payments. In many cases, home equity is one of the largest portions of a family’s overall net worth.

Bottom Line

Not only is homeownership something to be proud of, but it also offers you and your family the ability to build equity you can borrow against in the future. If you are ready and willing to buy, find out if you are able to today!

Posted by The KCM Crew

 

How much has YOUR home value appreciated? Click HERE to see how much your home is worth!